Manage Your Money
Student Budget Template
Monthly Budget Calculator
Enter your actual or expected amounts below
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Typical Monthly Costs in Rexburg
Most students spend between $800-1,200/month total
Housing
Shared apartment, BYU-I approved
Groceries
Cooking at home, occasional eating out
Utilities
Often included in rent
Phone
Family plan or prepaid
Transportation
Gas, bus pass, or bike maintenance
Entertainment
Movies, activities, dates
Personal
Toiletries, haircuts
Money-Saving Tips for Students
🛒 Groceries
- Shop at WinCo for bulk items and lowest prices
- Use the Ridleys rewards card for weekly deals
- Buy store brands instead of name brands
- Plan meals around weekly sales
- Split bulk items with roommates
- Avoid shopping when hungry
🚗 Transportation
- Walk or bike - Rexburg is very walkable
- Carpool with classmates for trips to Idaho Falls
- Use the free BYU-I shuttle system
- Combine errands into one trip
- Keep your car well-maintained to avoid costly repairs
🛍️ Shopping
- Check DI and thrift stores first
- Use Facebook Marketplace for furniture
- Wait for sales on non-essentials
- Use student discounts everywhere
- Buy textbooks used or rent them
🎬 Entertainment
- Attend free campus events
- Use your student ID for discounts
- Host game nights instead of going out
- Explore free outdoor activities
- Check the library for free movies and games
Student Discounts You Should Know
Always ask about student discounts and keep your BYU-I ID handy!
Amazon Prime Student
50% off - $7.49/month
Spotify Student
Spotify + Hulu + Showtime - $5.99/month
Apple Music
50% off - $5.99/month
Adobe Creative Cloud
60% off for students
Microsoft 365
Free through BYU-I
Cinemark
$2-3 off with student ID
Local Restaurants
Many offer 10-15% student discounts
Build an Emergency Fund
Unexpected expenses happen - car repairs, medical bills, or travel emergencies. Aim to save at least $500-1,000 for emergencies.
Quick Start Plan:
- • Save $25-50 per paycheck until you hit $500
- • Keep it in a separate savings account
- • Only use it for true emergencies
- • Replenish it as soon as you can after using